How This Policy Applies
We collect only the details needed to run your account, confirm identity where checks are required, process payment requests and answer privacy questions. That can include contact details, login records, device signals, cookie data and references linked to UPI, Paytm, PhonePe or Google Pay when you
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use those routes. We do not ask for extra fields unless a specific request needs them. We use this data to secure access, spot unusual logins, settle support queries and keep a record of consent where one is needed. Some records stay with us for legal,
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audit or dispute handling reasons after your account is closed. If local law limits a feature, we apply that limit and make access available only where local law permits.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.