How local law shapes access
These terms apply only where local law permits access and use. If a rule in your location is stricter than a clause here, that local rule controls for you. We may ask for identity checks before changing account records, sharing stored data or closing a file,
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because those steps protect you and help us avoid the wrong change. Payment references tied to UPI, Paytm or PhonePe may stay attached to the account record for audit, fraud and tax checks. We keep the legal text, the privacy terms and any cookie consent language
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aligned so you can see what applies at the same time. If you are not sure whether a request can be accepted, send it through the contact path listed on this page and we will explain the next step in writing.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.